We feel that our free online calculators are the best you'll find anywhere.  We've got over sixty calculators to help you solve nearly all of your investment and financial planning questions.  And our calculators provide you with more than just results - we've got detailed explanations of the inputs you're providing and results returned by the calculator.

We've broken down our calculator section into five categories:

Car Loan Calculators

Our car loan or auto calculators are some of the most sophisticated you'll find on the Internet.  The topics covered span from those dealing with up front car purchase decisions such as buying a new or used cars to decisions regarding leasing versus buying a car.

If you're looking for a car loan, but you're not sure what the best deal might be, we've also got a complete line of car loan calculators that will help you figure out if a zero interest loan is right in your situation or simply compare car loans of various lengths.

Insurance Calculators

Our simple life insurance calculator is just one of the many insurance calculators you'll find in this category.  We can help you figure out how much life insurance you'll need based on your household income.

We've also got specialized insurance calculator to help you with disability and long-term care insurance.

Loan Calculators

We've got over a dozen loan calculators in our collection ranging from our simple loan calculator to those involving amortization tables and loan consolidation.  The emphasis in this category is on personal loans, debt calculations and credit card calculators; however, we've also thrown in a couple of calculators dealing with student loans too.

Mortgage Calculators

Buying a new home is one of the most important decisions you can make and our complete line of mortgage calculators recognizes the importance of financing a new home.  We've got over sixteen different mortgage calculators that can help you weed through the good and bad deals.

If you're just starting to look around, then you might want to check out our mortgage qualifier or maximum mortgage calculator.  If you just want to compare mortgages or are wondering if it's worth paying points we've got calculators that can help.

Finally, if you've already got a mortgage and are considering refinancing a mortgage or would like to perform a tax deduction calculation we've got that covered too (and they're all free).

Retirement Calculators

If you're trying to figure out what it takes to live comfortably in retirement, then take a look at our retirement calculators.  This category has more than ten different calculators which are perhaps the most complex of all the ones we're offering.

Our retirement calculators can help you figure out how big your retirement fund will be when you decide to stop working or help you decide between a Roth IRA versus Traditional IRA.

If you're already putting money into a retirement account, then you might want to see how fast it will grow and how much it might be worth to you in the future by using our retirement fund growth, 401k savings,  or retirement income calculator.

Investment Calculators

The focus of this publication is on financial planning, careers and investing.  So it only makes sense that we offer a complete line of investment calculators.  We'll cover basic topics such as return on investment as well as covering concepts such as stock options.

As investors, it's important to not only select the right investment, but also to track its performance.  That means looking at investment growth and returns.

Finally, if you just want a simple listing of all our calculators by section, just click on any of the links appearing below.  They will take you to a simple listing by calculator type:

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Subcategories

We have over twenty different online mortgage calculators for you to choose from.  We've taken our calculators and placed them into categories that follow you from the basics of comparing mortgages, to calculations you might want to perform on an existing mortgage, through specialty mortgages.  Our calculators can also help individuals having trouble making their monthly mortgage payments.

New Mortgage Calculators

If you're in the market for a new home, then you'll want to take a close look at our calculators dedicated to new mortgages.  We have calculators that can help you figure out if you'll qualify for a mortgage, how much you'll need to earn to qualify, or simply how much that mortgage really costs you.
 
With a total of eight calculators in this category alone, you'll also be able to make comparisons for mortgages of various lengths or those requiring points.  If you're not sure if buying a new home is the right choice, we even have a calculator that can help you evaluate the choice of buying versus renting a home.
 

Existing Mortgage Calculators

If you already have an existing mortgage, and are wondering how large of a tax deduction you might be entitled to, or how fast you can pay off the loan, then this is the category of calculators you'll want to take a look at:
 

Specialty Mortgage Calculators

Life is all about choices, and when it comes to mortgages, there are plenty of choices in the marketplace.  Whether it's a combination of loans, a biweekly arrangement or a balloon loan, these calculators can help you evaluate each of these options.
 

Refinancing a Mortgage Calculators

Our final set of mortgage calculators are targeted to those individuals that are having trouble making their monthly mortgage payment, and are considering refinancing or some other low cost choice:
 

The entire list of our mortgage calculators appears below, as well as additional links to other calculators you can find on this website:

We have over twenty online retirement calculators for you to choose from.  While the rules used to create these calculators can get complex, it's easy enough to see that they fall into two categories.  The first set includes those that look at the general growth of retirement funds over time, while the second set includes calculators that can be used to help evaluate the various retirement planning choices you may have at work.

Retirement Funds Calculators

These calculators look at your retirement portfolio holistically.  They can help you figure out how much money you'll have in retirement, and how much annual income you might expect in your retirement years.  One calculator even let's you see the impact of inflation on those future dollars:
 

Specialty Retirement Calculators

This second set of retirement calculators takes a closer look at specialty retirement funds that are available to you such as Roth IRA accounts, traditional IRAs and 401k savings plans.  Whether it's a choice between a Roth and a traditional IRA, or understanding the tax implications of each type of account, these are the retirement calculators you'll want to use:
 
 
The entire list of our retirement calculators appears below, as well as additional links to other calculators you can find on this website:
Our free online auto loan calculators generally fall into one of three types of tools:  calculators that look at the loan or lending process, those that help you make a decision between buying a new, used or leased car, and those that take a quick look at specialty type loans available to the new car market.

Car Loan Comparison Calculators

We have a total of four calculators that can help you evaluate a new car loan, figure out how large a car loan you might want or need and make car loan comparisons:
 

New, Used, and Leased Car Calculators

Our next set of online calculators can be used to help make a decision between a new or used car and buying versus leasing a car.  There's also a depreciation calculator, which can be used to help with the leasing computations.
 

Specialty Car Loan Calculators

Our final two calculators have to do with specialty loans available to the new car market.  These are loans that you might want to compare to those offered to you by a dealership, or simply as an alternative way to pay off an existing car loan.
 
 
The entire list of our car calculators appears below, as well as additional links to other calculators you can find on this website:

Our free insurance calculators generally fall into one of three types of tools:  life insurance calculators, disability calculators, and miscellaneous calculators of various types.  You can use these calculators to get an estimate of the insurance needs you might have prior to consulting with an insurance carrier.

Life Insurance Calculators

Our life insurance calculators will help you to compare your life insurance options, and also help you figure out just how much life insurance you might need.  We have relatively simple calculators for quick estimates, while others take more time to complete and provide more complex estimates.

Disability Insurance and Long Term Care Calculators

Our disability insurance calculator can help you to figure out if you need to think about providing income for loved ones in the event you become disabled.  On the other hand, if you're caring for a loved one that might eventually require long-term care or nursing home care, our calculators can help you to figure out how much money you might need.

The entire list of our insurance calculators appears below, as well as additional links to other calculators you can find on this website:

Our free online investment calculators have been created to help solve two categories of problems.  The first set of calculators is focused on solving a specific investment problem, such as calculating the value of a stock option.  The second set of calculators is more general in nature and they demonstrate how to solve a wide range of problems using investment concepts, such as calculating return on investment.

Specific Investment Calculators

This first set of investment calculators can help you solve a specific investment need, such as the value of a stock option or the value of a bond.

General Investment Calculators

This second set of calculators demonstrates some of the basic principles of investing.  This includes return on investment, and the time value of money.  These calculators can be used to solve a wide range of analytical problems.

Our free online loan calculators generally fall into one of four types:  those that can help you with new loans, those that can help you make better decisions if you already have a loan, those that deal with specialty type loans or credit cards, and those that can help college students and / or parents planning for college tuition.

New Loan Calculators

This first set of loan calculators can help you get started down the path to finding the right kind of loan for your own personal situation.  They can help you figure out the APR on a loan, the cost of the loan, or simply make comparisons between loans:
 

Existing Loan Calculators

This second set of loan calculators are geared toward individuals with an existing loan.  If you're thinking about paying off a loan, refinancing, or simply want to see how much money you still owe on a loan, these are the calculators you'll want to try:
 

Debt and Credit Card Calculators

This next category of loan calculators is aimed at individuals having trouble making their existing monthly loan payments.  One set of calculators lets you evaluate the option of an interest only loan, while the second set can help you figure out if a debt consolidation type of loan can help make it a little easier to make ends meet each month.
 

Student Loan Calculators

The calculators you'll find in our loan calculator section apply to students and parents saving for college, or those individuals looking to pay off an existing student loan.  These calculators can help you figure out how much college might cost you in the future, and how much you'll need to save each year in a college fund to meet that potential future financial obligation.
 
 
The entire list of our loan calculators appears below, as well as additional links to other calculators you can find on this website: