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Our guide to buying insurance aims at providing you with helpful hints and tips for all you insurance needs. We'll talk about the pros and cons of term life insurance versus cash value insurance such a universal life. We'll help you find low cost health insurance and tell you the ins and outs of the Medicare program.
If you're a homeowner or renter we'll help explain to you what your homeowner's insurance policy covers and what it might not. We'll also help you understand what is covered under the different categories of your car insurance policy, so you can make informed decisions that keep your premiums to a minimum.
Health Insurance
Affordable health insurance is quickly becoming a mandate for most politicians here in America. Fortunately, there are low cost health insurance programs offered through every state in the nation - we can tell you where to find this kind of health insurance in your state.
If you're a student in need of health insurance, you'll also be glad to know that many colleges and universities now offer affordable health insurance directly to their students:
Life Insurance Basics
To date, we've only provided a minimal amount of information on life insurance. In the coming year, we will turn our attention back to this subject and start to offer more information on other options you have when it come to life insurance such as universal life policies.
Until then, here are our basic contributions in the life insurance area:
Medicare Insurance
If you're over the age or 65 or have a qualifying illness, we've got a wealth of information on Medicare, Medicaid and supplemental insurance policies. In this first series we talk about the basics, such as eligibility rules. We also talk about the three most common parts of Medicare - including the newly introduced Medicare Part D (prescription drugs):
Supplemental Health Insurance
If you're looking for a bit more from you Medicare insurance coverage, you'll be happy to know that there a many options you have when it comes to supplemental insurance. The other nice thing about these policies is that the coverage has been standardized in nearly all states.
If you're interested in how these policies work, we've got some good tips that can help get you on track:
Medicaid Insurance
If you're thinking about Medicaid insurance and Medicaid planning, we can help you get started by providing an overview of the options you have when it comes to certain Medicaid strategies. This can be an extremely complex topic, since the rules are established at the state level, but here is some good information on how the program is run:
Homeowners Insurance Policies
If you own or rent a home, you need to make sure it's adequately covered by your homeowner's insurance policy. If you rent a home, the owner normally insures the structure itself, but if you've got clothing, wall art or other valuables contained in the home, you need to take a closer look at renters insurance.
Finally, you'd be surprised at how many homes sit near or in flood plains. If you take a read through your existing homeowner's policy, it is very likely that flood insurance is specifically excluded from your coverage. We'll tell you where you can go to get this kind of protection for your home:
Dental and Car Insurance
There is really no magic to this dental and car insurance section. It's a mix right now until we've got the time to add more articles in each of these areas. Until then, here a couple of articles explaining the basics of these types of insurance policies:
Latest Additions
The last five articles we've added to this category include: |
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