Credit History

Credit History is very important to your financial future.  Maintaining a good credit history can help you to achieve the kind of lifestyle you desire by making it easier to borrow money from creditors.  At the same time, a poor credit history can make it difficult to obtain even simple loans and means you may be subject to higher interest rates or reduced credit.

Employers often check your credit history before making hiring decisions.  Your credit history is documented on your credit report and is the basis for determining your credit score.  For all these reasons, it is important to make sure the credit reporting agencies have an accurate account of your credit history.